Owning and bringing up a dog in the US may seem like a no-brainer considering the amenities and facilities available at your disposal. But it does come at a cost and it may be a little out of budget. So let’s dive into the details for each of the 20 most expensive states to own a dog, covering the costs associated with food, veterinary care, grooming, and other factors a year, contributing to higher expenses:

1. Delaware ~ $2,864

Delaware tops the list with the highest overall costs for dog ownership. A significant portion of this expense comes from food, averaging around $1,610 annually. Pet insurance, crucial for covering unexpected health issues, adds another $550 to the yearly budget. Additionally, costs for Veterinary and grooming services can be steep, especially in urban areas where demand is higher. Delaware’s pet-friendly regulations and amenities can enhance the experience but may increase overall expenses.

2. Massachusetts ~ $2,703

Massachusetts is renowned for its premium veterinary care and pet services, which naturally drive up costs. The annual food expense is also a considerable factor, averaging $1,400, coupled with frequent specialized clinic visits that offer advanced medical treatments, leading to higher vet bills, topping up almost $655. Grooming services can also be pricier here, especially for breeds requiring regular maintenance. While Massachusetts offers many dog-friendly parks and activities, its high cost of living raises pet ownership expenses.

3. New York ~ $2,306

In New York, the cost of owning a dog can be quite high, particularly in metropolitan areas like NYC. The annual food expense is relatively lower than some states, at approximately $810, but pet insurance significantly contributes to the overall cost, averaging $730. This coverage is often essential for New York dog owners due to the higher costs of veterinary care in urban areas. Routine veterinary visits are also a notable expense, costing about $77 each, and the need for regular check-ups can lead to multiple visits throughout the year. Additionally, vaccinations and spaying/neutering procedures average around $690.While there are many parks and dog-friendly spaces, living expenses contribute to the overall financial burden of pet ownership.

4. California ~ $2,264

California boasts a vibrant pet culture, but owning a dog here can strain your wallet. While the annual food cost is relatively modest at approximately $790, the expenses quickly escalate with pet insurance averaging $735. Given the state’s high cost of living and competitive veterinary market, this coverage is often deemed necessary by pet owners. Routine veterinary visits average $70, which can add up if multiple appointments are required throughout the year. Additionally, California’s extensive dog parks and activities encourage a lifestyle that can further elevate costs.

5. Washington ~ $2,201

Washington state ranks high due to a combination of expensive veterinary services and high-quality dog food options. The annual food expense is approximately $960, which reflects the state’s emphasis on high-quality pet nutrition. Urban centers like Seattle have numerous veterinary clinics and specialists that can charge premium rates. The state’s pet insurance market is also competitive, which can cost about $525 annually. Outdoor activities are abundant, but the costs associated with grooming and maintaining dogs in a rainy climate can add up.

6. Texas ~ $2,120

In Texas, the cost of dog ownership varies greatly by region, but major cities like Austin and Dallas tend to have higher expenses. Veterinary care is generally accessible, but specialty services can come at a premium. Pet insurance rates are moderate but can increase with age and breed, averaging around $500 per year. The state is known for its diverse pet population, which influences the demand for specialized foods and supplies, costing about $940. Additionally, grooming costs can be significant, particularly in warmer months when dogs require more maintenance.

7. Maryland ~ $2,067

Maryland’s dog ownership costs are influenced by its proximity to urban centers like Washington, D.C. Veterinary care is typically of high quality but can be pricey, at about $65 each visit, especially for advanced services. Pet insurance premiums, which stand at around $600, tend to reflect the health trends of local breeds. Quality dog food and specialized diets are popular among Maryland pet owners, adding to monthly expenses. Additionally, grooming services are essential for maintaining dogs’ coats and cleanliness. While the state offers many pet-friendly spaces, these benefits come with the understanding that costs will be elevated.

8. New Hampshire ~ $2,022

In New Hampshire, the overall cost of owning a dog is notably high due to excellent veterinary services and a strong emphasis on pet care. The state’s small population means fewer veterinary clinics, which can lead to a price topping up to about $65 per visit for available services. Pet insurance is recommended for all dog owners, but it can be costly, at around $555 annually. The local demand for high-quality dog food and grooming services further adds to expenses, averaging about $770.

9. Alabama ~ $1,945

Alabama’s dog ownership costs are higher than the national average, particularly in urban areas. Veterinary services can be expensive, especially for specialized care. Pet insurance options are available and are a bit manageable at around $510/year. Many pet owners seek high-quality food, which can add up to about $815, as well as grooming service costs to ensure their dogs remain healthy and well-groomed. While the state offers a warm climate conducive to outdoor activities, the overall cost of pet ownership remains significant, particularly for families with multiple dogs.

10. Nevada ~ $1,933

In Nevada, particularly in Las Vegas, dog ownership costs can accumulate quickly. Veterinary care is generally high-quality but can be expensive, costing about $64 per visit, especially for emergency services. Pet insurance is advisable, and relatively feasible, due to the potential for unexpected health issues. The demand for premium dog food and grooming services is evident, with many pet owners opting for specialty diets, which can run a cost of about $735. Additionally, the state’s dry climate can affect dogs’ skin and coat health, necessitating more frequent grooming. While Nevada offers a range of dog-friendly activities, the costs can be substantial.

11. Ohio ~ $1,883

Ohio’s dog ownership costs are influenced by the state’s overall cost of living. While veterinary care is generally affordable, specialized services can add to expenses. Pet insurance rates are moderate, but as dogs age or develop health issues, costs can increase. Many Ohioans invest in high-quality dog food, which contributes a significant amount to the overall cost at about $750, and grooming services to ensure their pets’ health and appearance. The state’s numerous parks and pet-friendly spaces encourage dog ownership, but these benefits are often offset by the costs associated with caring for a dog, especially in urban areas.

12. Connecticut ~ $1,869

Connecticut ranks high in dog ownership costs due to a combination of expensive veterinary care and pet services. The state features numerous specialized clinics and veterinarians who charge premium rates for their expertise. Pet insurance is also common among dog owners, so much so that it is abnormally high at around $630. Quality dog food and grooming services are sought after, with many pet owners investing in organic or premium products. Connecticut’s dog-friendly environment offers many parks and activities, but these perks often come at a higher financial cost.

13. Louisiana ~ $1,863

In Louisiana, dog ownership can be costly due to a mix of veterinary expenses and the need for high-quality pet care. Veterinary services, particularly in urban areas, can charge premium rates. Pet insurance is recommended to cover unexpected health costs, contributing to higher monthly expenses. But it is the the local demand for quality dog food that can rack you a top bill, at around $805. Additionally, the warm climate can necessitate more frequent grooming, which can strain budgets.

14. Arizona ~ $1,852

Arizona’s dog ownership costs are influenced by its diverse pet population and high demand for veterinary services. While basic care is affordable, specialty services can come with a hefty price tag. Pet insurance is advisable for many dog owners, especially for breeds prone to health issues, and it is the most influencing factor in the annual price costing you about $640 a year. The warm climate encourages outdoor activities but also requires more grooming to keep dogs cool and comfortable. Although the state is pet-friendly, the costs associated with dog ownership are considerable.

15. Georgia ~ $1,843

Georgia’s overall cost of dog ownership can be significant, particularly in metropolitan areas like Atlanta. Veterinary care is generally high-quality but can be expensive, especially for specialty services. Pet insurance rates can also be elevated, reflecting local health trends. But it is the vaccinations and other superficial services that can significantly cost you a lot, at around $600. Georgia’s warm climate and dog-friendly parks encourage outdoor activities, yet these benefits often come with a higher price tag when it comes to pet care.

16. New Jersey ~ $1,820

In New Jersey, the cost of owning a dog is notably high due to a combination of premium veterinary care and pet services. The state’s veterinary clinics are often highly regarded, but this can lead to elevated service costs, so much so that it can rack you about $70 a visit! Pet insurance is a common investment for dog owners, especially given the health trends in the area. Quality dog food and grooming services are also in high demand, contributing to overall expenses. New Jersey’s dog-friendly environment offers plenty of parks and activities, yet the costs associated with caring for pets remain a significant consideration.

17. Pennsylvania ~ $1,819

Pennsylvania ranks high on the list of expensive states for dog ownership due to high veterinary care costs and pet services. Quality veterinary clinics are widely available, but they can charge premium prices for services, at about $69 per visit. Pet insurance is advisable for many owners, particularly for breeds prone to health issues. Grooming and other necessary services can also run you a bill of about $640.

18. South Carolina ~ $1,807

South Carolina’s dog ownership costs reflect a blend of veterinary care expenses and the demand for quality pet products. Veterinary services can be on the higher end, especially for specialized care. Pet insurance is recommended to cover unforeseen health issues, which can lead to increased costs. The popularity of premium dog food is a deeming factor in the overall cost, standing at about $715 a year. While South Carolina offers a variety of outdoor activities for dogs, the financial commitment of dog ownership remains significant, particularly for families with multiple pets.

19. Florida ~ $1,794

In Florida, dog ownership can be costly, particularly in urban areas. Veterinary care is widely available, but specialty services can come at a premium. Pet insurance has become a necessity considering the likelihood of a calamity as evidenced by recent events. The demand for high-quality dog food and grooming services is strong among Florida’s dog owners, adding to overall expenses. With a warm climate conducive to outdoor activities, dog-friendly parks are plentiful. However, the financial commitment involved in caring for a dog can be substantial.

20. Illinois ~ $1,766

Illinois rounds out the list as one of the most expensive states to own a dog. The state offers a variety of veterinary clinics and services, but premium rates are common, especially in urban areas like Chicago. Pet insurance is advisable to cover potential health issues, which, too, can rack up a bill. The demand for quality dog food is another gleaming factor. One of, if not, the most contributing factor to the overall heightened costs of owning a dog in Illinois is the vaccinations, and spraying or neutering charges that can cost you about $620 annually.